Is it better to finance through the dealer?

When it's time to finance your Elkhart, Indiana used car, you'll have plenty of options. USA-1 is a buy here, pay here near you, which means that we offer in-house, dealer financing. There are many advantages to financing your car through our buy here, pay here car lot. Let's explore the benefits of working with an in-house financing car dealer!

What car company is best for bad credit?

If you're looking for a cheap used car in Elkhart, Indiana with bad credit, USA-1 is your ideal destination. Unlike banks and credit unions, we are willing to work with customers of any financial background. Don't let a poor credit score stand in between you and the used car for sale of your dreams! When you work with USA-1, our friendly team will help you secure an auto loan, no matter your credit history. Our experienced financing staff has helped thousands of customers get into safe, reliable cars.

Can you get a car loan without credit?

Getting a car loan with bad credit can be a challenge. But getting an auto loan with no credit history can be even more difficult. Fortunately, USA-1 has ample experience serving customers with no credit background. Choosing to buy here, pay here near you is a great way to establish your credit on a strong note. With timely payments on your Elkhart, Indiana used car, your credit score will be off to a fantastic start. 

How does financing at a dealership work?

Instead of borrowing money from a bank, credit union, or manufacturer lender, you borrow the money from our buy here, pay here near you. 

1. First, you'll apply for financing at our buy here, pay here car lot. Customers can apply in person at our dealership, or apply online from the USA-1 website. Our financial services team will review your application and contact you with more information.

2. Next, you'll enter into a contract with USA-1 for the purchase of your Elkhart, Indiana used car. The contract will include the period of time for repayment, amount financed, and any interest/fees. 

3. You'll make payments on your used car for sale as detailed in your financing agreement. At the end of your payments, the used car will be yours entirely, to do with whatever you wish!

Is it better to pay upfront or installments?

If you can afford to buy your Elkhart, Indiana used car upfront, why would you want to finance it? 

• Many customers prefer to keep their assets as liquid as possible. You might prefer to have the extra money in savings for an emergency. 

• Maybe you can afford to buy a cheap used car in Elkhart, Indiana upfront. But when you finance your car at our in-house financing car dealer, you aren't limited to the funds you have on hand.

Get a car loan with bad credit or no credit today!

Now that you understand our buy here, pay here near you, it's time to get the ball rolling. Stop by USA-1 today to explore your financing options for our used cars. We look forward to helping you get into a quality car without breaking the bank!