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Why dealership financing may be a better choice than a bank


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Why dealership financing may be a better choice than a bank

If you can't pay cash for your next car for sale in Elkhart, Indiana, you'll need to secure an auto loan. USA-1 is a buy here, pay here car lot with many years of experience helping customers finance cars. When you're ready to get serious about applying for car financing, our Elkhart car dealership is here to help. Let's learn more about using in-house financing to buy a used car in Elkhart. By the time you're ready to shop for the ideal used SUV near you, obtaining financing won't seem so intimidating!

 

Is financing through a dealership a good idea?

When you need a loan to finance that used truck near you, you'll have several options. You could finance through your bank or a local credit union. Or, you could finance your car for sale in Elkhart, Indiana through a dealership, like USA-1. There are many advantages to financing through our buy here, pay here car lot. 

  • Convenience. You'll only need to visit one location to handle the entire used car buying process. Find and finance the perfect used car, all at USA-1. 

  • Flexibility. If you have great credit, the world is your oyster. You can expect to get favorable financing offers wherever you apply. But if you have damaged credit, or no credit at all, lenders aren't quite as eager to work with you. Don't worry, USA-1 has plenty of experience helping bad credit customers find financing that suits their budget.

  • Professionalism. The financing team at our buy here, pay here car lot will treat you like our most important customer. Other dealerships might try to push their lowest-quality inventory on bad credit customers. When you choose to shop for cars for sale in Elkhart, Indiana at USA-1, you can expect red-carpet customer service.

  • Reputation. Local drivers know that they can rely on USA-1 to help them finance used cars in Elkhart. At our dealership, we believe that every driver deserves a dependable and safe vehicle. You don't need to compromise on quality or safety in order to find an affordable car. Our Elkhart dealership will make sure that you get into a vehicle that meets your lifestyle needs and price point.

 

Is it easier to get financing from the dealership?

Yes, for many customers, it's much easier to work with our buy here, pay here car lot than apply for a loan from a bank. USA-1 has helped thousands of customers finance their cars for sale in Elkhart, Indiana. We understand that applying for an auto loan can be intimidating - especially if you don't have flawless credit. There's no reason to feel anxious about working with the friendly, personable team at USA-1. With their help, you'll get into the used SUV near you of your dreams faster than ever! 

 

Apply for in-house financing today at USA-1!

When you're ready to get serious about financing a used truck near you, USA-1 has all you need. Our Elkhart used car dealership looks forward to helping you find the right financing plan for your situation. We'll see you soon at our buy here, pay here car lot!


 

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Exterior: 
Blue
Interior: 
Navy Pier 
Mileage:
20,652
Engine:
3cyl, 1.5 L, 181 HP
Model #: 
R9C
VIN:
3FMCR9C68PRD61084
Stock #:
D61084
Internet Price:  
$24,900
This used 2023 Ford Bronco Sport Outer Banks is for sale today at our dealership in Elkhart, IN.This 4x4 2023 Ford Bronco Sport Outer Banks features a Alto Blue Metallic Tinted Clearcoat Exterior with a Fabric Interior and has only 20,652 miles.TECHNOLOGY FEATURES: This Ford Bronco Sport Includes:...   Read More
Exterior: 
Red
Interior: 
Jet Black 
Mileage:
29,555
Engine:
6cyl, 3.6 L, 305 HP
Model #: 
1GY69
VIN:
1G11Z5S30LU115248
Stock #:
115248
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$22,900
This used 2020 Chevrolet Impala FWD LT is for sale today at our dealership in Elkhart, IN.This fwd 2020 Chevrolet Impala FWD LT features a Cajun Red Tintcoat Exterior with a Fabric Interior and has only 29,555 miles.TECHNOLOGY FEATURES: This Chevrolet Impala Includes: Remote Engine Start, WiFi...   Read More
Exterior: 
Black
Interior: 
Jet Black 
Mileage:
47,997
Engine:
8cyl, 5.3 L, 355 HP
Model #: 
TK10543
VIN:
3GTU9DED5LG299995
Stock #:
299995
Internet Price:  
$39,900
This used 2020 GMC Sierra 1500 4WD Crew Cab Short Box SLT is for sale today at our dealership in Elkhart, IN.This 4x4 2020 GMC Sierra 1500 4WD Crew Cab Short Box SLT features a Onyx Black Exterior with a Fabric Interior and has only 47,997 miles.TECHNOLOGY FEATURES: This GMC Sierra 1500 Includes:...   Read More
Exterior: 
Blue
Interior: 
Jet Black 
Mileage:
24,022
Engine:
4cyl, 1.5 L, 160 HP
Model #: 
1ZC69
VIN:
1G1ZB5ST9JF170905
Stock #:
170905
Internet Price:  
$15,900
This used 2018 Chevrolet Malibu 1LS is for sale today at our dealership in Elkhart, IN.This fwd 2018 Chevrolet Malibu 1LS features a Blue Velvet Metallic Exterior with a Fabric Interior and has only 24,022 miles.TECHNOLOGY FEATURES: This Chevrolet Malibu Includes: WiFi Mobile Hotspot, Wireless...   Read More
Exterior: 
Black
Interior: 
Black/Light Graystone 
Mileage:
18,730
Engine:
6cyl, 3.6 L, 283 HP
Model #: 
RTKH53
VIN:
2C4RDGBG9KR684652
Stock #:
684652
Internet Price:  
$19,900
This used 2019 Dodge Grand Caravan SE is for sale today at our dealership in Elkhart, IN.This fwd 2019 Dodge Grand Caravan SE features a Black Onyx Crystal Pearlcoat Exterior with a Fabric Interior and has only 18,730 miles.TECHNOLOGY FEATURES: This Dodge Grand Caravan Includes: Primary display...   Read More
Exterior: 
Gray
Interior: 
Ebony 
Mileage:
41,672
Engine:
6cyl, 3.5 L, 365 HP
Model #: 
U2A
VIN:
1FMJU2AT3HEA08620
Stock #:
A08620
Internet Price:  
$22,900
This used 2017 Ford Expedition Limited is for sale today at our dealership in Elkhart, IN.This 4x4 2017 Ford Expedition Limited features a Magnetic Exterior with a Fabric Interior and has only 41,672 miles.TECHNOLOGY FEATURES: This Ford Expedition Includes: WiFi Mobile Hotspot, Remote Engine...   Read More
Exterior: 
Blue
Interior: 
Black 
Mileage:
47,354
Engine:
6cyl,
Model #: 
KLJP74
VIN:
1C4PJMDX5LD553556
Stock #:
553556
Internet Price:  
$19,900
This used 2020 Jeep Cherokee Limited 4X4 is for sale today at our dealership in Elkhart, IN.This 4x4 2020 Jeep Cherokee Limited 4X4 features a Slate Blue Pearlcoat Exterior with a Fabric Interior and has only 47,354 miles.TECHNOLOGY FEATURES: This Jeep Cherokee Includes: Remote Engine Start,...   Read More
Exterior: 
Black
Interior: 
Black 
Mileage:
25,898
Engine:
4cyl, 2.4 L, 173 HP
Model #: 
JCDH49
VIN:
3C4PDCABXLT254066
Stock #:
254066
Internet Price:  
$15,900
This used 2020 Dodge Journey SE Value is for sale today at our dealership in Elkhart, IN.This fwd 2020 Dodge Journey SE Value features a Pitch Black Clearcoat Exterior with a Fabric Interior and has only 25,898 miles.TECHNOLOGY FEATURES: This Dodge Journey Includes: Keyless Start, Primary display...   Read More
Exterior: 
Black
Interior: 
Jet Black 
Mileage:
57,605
Engine:
6cyl, 3.6 L, 308 HP
Model #: 
12N53
VIN:
1GCHTCEN8H1329745
Stock #:
329745
Internet Price:  
$17,900
This used 2017 CHEVROLET COLORADO LT is for sale today at our dealership in Elkhart, IN.This 4x4 2017 CHEVROLET COLORADO LT features a Black Exterior with a Fabric Interior and has only 57,605 miles.TECHNOLOGY FEATURES: This CHEVROLET COLORADO Includes: Remote Engine Start, WiFi Mobile Hotspot,...   Read More
Exterior: 
Black
Interior: 
Dark Ash/Jet Black 
Mileage:
69,649
Engine:
8cyl, 5.3 L, 355 HP
Model #: 
CK15753
VIN:
1GCVKPEC9FZ288746
Stock #:
288746
Internet Price:  
$19,900
This used 2015 Chevrolet Silverado 1500 LS is for sale today at our dealership in Elkhart, IN.This 4x4 2015 Chevrolet Silverado 1500 LS features a Black Exterior with a Fabric Interior and has only 69,649 miles.TECHNOLOGY FEATURES: This Chevrolet Silverado 1500 Includes: WiFi Mobile Hotspot,...   Read More
Exterior: 
Black
Interior: 
Black 
Mileage:
96,372
Engine:
4cyl, 2.4 L, 184 HP
Model #: 
KLJL74
VIN:
1C4PJMAB2HW611630
Stock #:
611630
Internet Price:  
$12,900
This used 2017 Jeep Cherokee Sport 4x4 is for sale today at our dealership in Elkhart, IN.This 4x4 2017 Jeep Cherokee Sport 4x4 features a Diamond Black Crystal Pearlcoat Exterior with a Fabric Interior and has only 96,372 miles.TECHNOLOGY FEATURES: This Jeep Cherokee Includes: Wireless streaming,...   Read More
Exterior: 
Black
Interior: 
Jet Black 
Mileage:
30,164
Engine:
6cyl, 3.6 L, 310 HP
Model #: 
6NH26
VIN:
1GYKNDRS1KZ260258
Stock #:
260258
Internet Price:  
$24,900
This used 2019 Cadillac XT5 Luxury is for sale today at our dealership in Elkhart, IN.This awd 2019 Cadillac XT5 Luxury features a Stellar Black Metallic Exterior with a Fabric Interior and has only 30,164 miles.TECHNOLOGY FEATURES: This Cadillac XT5 Includes: WiFi Mobile Hotspot, Remote Engine...   Read More
Exterior: 
Other
Mileage:
47,332
Engine:
4cyl, 2 L, 268 HP
Model #: 
81210
VIN:
3PCAJ5M30LF102178
Stock #:
102178
Internet Price:  
$24,900
This used 2020 INFINITI QX50 LUXE AWD is for sale today at our dealership in Elkhart, IN.TECHNOLOGY FEATURES: This INFINITI QX50 Includes: Remote Engine Start, Wireless streaming, Keyless Start, Garage Door Opener, SiriusXM Satellite Radio, Primary display touchscreen, Smart Device Integration,...   Read More
Exterior: 
White
Interior: 
Charcoal Black 
Mileage:
33,462
Engine:
4cyl, 1.5 L, 179 HP
Model #: 
U9H
VIN:
1FMCU9HD1KUB41440
Stock #:
B41440
Internet Price:  
$19,900
This used 2019 Ford Escape SEL is for sale today at our dealership in Elkhart, IN.This 4x4 2019 Ford Escape SEL features a White Platinum Metallic Tri-coat Exterior with a Fabric Interior and has only 33,462 miles.TECHNOLOGY FEATURES: This Ford Escape Includes: WiFi Mobile Hotspot, Remote Engine...   Read More
Exterior: 
Silver
Interior: 
Jet Black 
Mileage:
48,648
Engine:
6cyl, 3.6 L, 310 HP
Model #: 
1NW56
VIN:
1GNEVHKW0MJ184886
Stock #:
184886
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$26,900
This used 2021 Chevrolet Traverse AWD LT Leather is for sale today at our dealership in Elkhart, IN.This awd 2021 Chevrolet Traverse AWD LT Leather features a Silver Ice Metallic Exterior with a Fabric Interior and has only 48,648 miles.TECHNOLOGY FEATURES: This Chevrolet Traverse Includes: WiFi...   Read More
Exterior: 
White
Interior: 
Red 
Mileage:
48,898
Engine:
6cyl, 3.6 L, 285 HP
Model #: 
JKJS74
VIN:
1C4BJWFG8FL691105
Stock #:
691105
Internet Price:  
$24,900
This used 2015 Jeep Wrangler Unlimited Rubicon is for sale today at our dealership in Elkhart, IN.This 4x4 2015 Jeep Wrangler Unlimited Rubicon features a Bright White Clearcoat Exterior with a Fabric Interior and has only 48,898 miles.TECHNOLOGY FEATURES: This Jeep Wrangler Unlimited Includes:...   Read More
Exterior: 
Black
Interior: 
Black 
Mileage:
46,259
Engine:
6cyl, 3.2 L, 271 HP
Model #: 
KLJE74
VIN:
1C4PJMLX6JD562734
Stock #:
562734
Internet Price:  
$17,900
This used 2018 Jeep Cherokee Latitude Plus 4x4 is for sale today at our dealership in Elkhart, IN.This 4x4 2018 Jeep Cherokee Latitude Plus 4x4 features a Diamond Black Crystal Pearlcoat Exterior with a Fabric Interior and has only 46,259 miles.TECHNOLOGY FEATURES: This Jeep Cherokee Includes:...   Read More
Exterior: 
Black
Interior: 
Jet Black 
Mileage:
38,322
Engine:
4cyl, 1.5 L, 160 HP
Model #: 
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VIN:
1G1ZG5ST1MF016694
Stock #:
016694
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$19,900
This used 2021 Chevrolet Malibu FWD RS is for sale today at our dealership in Elkhart, IN.This fwd 2021 Chevrolet Malibu FWD RS features a Mosaic Black Metallic Exterior with a Fabric Interior and has only 38,322 miles.TECHNOLOGY FEATURES: This Chevrolet Malibu Includes: WiFi Mobile Hotspot,...   Read More
Exterior: 
Black
Interior: 
Black/Light Graystone 
Mileage:
43,973
Engine:
6cyl, 3.6 L, 283 HP
Model #: 
RTKH53
VIN:
2C4RDGBG5KR781153
Stock #:
781153
Internet Price:  
$18,900
This used 2019 Dodge Grand Caravan SE is for sale today at our dealership in Elkhart, IN.This fwd 2019 Dodge Grand Caravan SE features a Black Onyx Crystal Pearlcoat Exterior with a Fabric Interior and has only 43,973 miles.TECHNOLOGY FEATURES: This Dodge Grand Caravan Includes: Digital Media...   Read More
Exterior: 
Red
Interior: 
Black 
Mileage:
47,294
Engine:
4cyl, 2.4 L, 180 HP
Model #: 
KLJE74
VIN:
1C4PJMLB7LD617330
Stock #:
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Internet Price:  
$19,900
This used 2020 Jeep Cherokee Latitude Plus 4X4 is for sale today at our dealership in Elkhart, IN.This 4x4 2020 Jeep Cherokee Latitude Plus 4X4 features a Velvet Red Pearlcoat Exterior with a Fabric Interior and has only 47,294 miles.TECHNOLOGY FEATURES: This Jeep Cherokee Includes: Remote Engine...   Read More
Exterior: 
Silver
Interior: 
Black 
Mileage:
49,573
Engine:
4cyl, 2 L, 152 HP
Model #: 
JRA
VIN:
JF2GTAAC0JG262065
Stock #:
262065
Internet Price:  
$19,900
This used 2018 Subaru Crosstrek 2.0i is for sale today at our dealership in Elkhart, IN.This awd 2018 Subaru Crosstrek 2.0i features a Ice Silver Metallic Exterior with a Fabric Interior and has only 49,573 miles.TECHNOLOGY FEATURES: This Subaru Crosstrek Includes: Wireless streaming, All-in-one...   Read More
Exterior: 
Black
Interior: 
Light Putty 
Mileage:
51,617
Engine:
4cyl, 1.5 L, 181 HP
Model #: 
P0H
VIN:
3FA6P0HD1KR179347
Stock #:
179347
Internet Price:  
$15,900
This used 2019 Ford Fusion SE is for sale today at our dealership in Elkhart, IN.This fwd 2019 Ford Fusion SE features a Agate Black Exterior with a Fabric Interior and has only 51,617 miles.TECHNOLOGY FEATURES: This Ford Fusion Includes: WiFi Mobile Hotspot, Remote Engine Start, Keyless Start,...   Read More
Exterior: 
White
Interior: 
Black w/Orange Stitching 
Mileage:
29,089
Engine:
4cyl, 2 L, 152 HP
Model #: 
MRD
VIN:
JF2GTAEC8M8397058
Stock #:
397058
Internet Price:  
$22,900
This used 2021 Subaru Crosstrek Premium is for sale today at our dealership in Elkhart, IN.This awd 2021 Subaru Crosstrek Premium features a Crystal White Pearl Exterior with a Fabric Interior and has only 29,089 miles.TECHNOLOGY FEATURES: This Subaru Crosstrek Includes: Remote Engine Start, WiFi...   Read More
Exterior: 
Purple
Interior: 
Jet Black 
Mileage:
16,652
Engine:
4cyl, 1.5 L, 160 HP
Model #: 
1ZS69
VIN:
1G1ZG5ST6LF068174
Stock #:
068174
Internet Price:  
$19,900
This used 2020 Chevrolet Malibu FWD RS is for sale today at our dealership in Elkhart, IN.This fwd 2020 Chevrolet Malibu FWD RS features a Black Cherry Metallic Exterior with a Fabric Interior and has only 16,652 miles.TECHNOLOGY FEATURES: This Chevrolet Malibu Includes: Remote Engine Start, WiFi...   Read More
Exterior: 
Blue
Interior: 
Black 
Mileage:
32,387
Engine:
4cyl, 2 L, 255 HP
Model #: 
C300W4
VIN:
55SWF8EB8KU308831
Stock #:
308831
Internet Price:  
$29,900
This used 2019 Mercedes-Benz C 300 4MATIC is for sale today at our dealership in Elkhart, IN.This awd 2019 Mercedes-Benz C 300 4MATIC features a Lunar Blue Metallic Exterior with a Fabric Interior and has only 32,387 miles.TECHNOLOGY FEATURES: This Mercedes-Benz C 300 Includes: WiFi Mobile...   Read More
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