According to experian.com, there is no minimum credit score required to buy a used car. That being said, a higher credit score makes it more likely for customers to get approved for their auto loan. Acceptable credit scores will vary by lender, and customers struggling to find what they need can also pursue a bad credit auto loan option. Lenders will make their policy when deciding what standards are required.
USA 1 Auto Sales is a Buy Here Pay Here near you that makes it much easier to buy a car. We understand that many customers are working with low credit scores. If you have poor or non-existent credit, we recommend visiting a Buy Here Pay Here dealership for support. Places like USA 1 Auto Sales give customers a chance to buy a car when they need it most. Used car financing is an excellent option when other auto lenders expect higher credit scores. Since it is so much easier to finance a used car for sale, you will have an easier time paying off a used model with our Buy Here Pay Here.
Customers who want to learn more about credit scores can review the table below.
Credit Score Tier
Avg Interest Rate
Average Loan Amount
Average Monthly payment
Super-Prime (781 - 850)
3.24%
$33,690
$541
Prime (661 - 780)
4.21%
$37,866
$547
Non-Prime (601 - 660)
7.14%
$36,912
$591
Subprime (501 - 600)
11.33%
$32,284
$579
Finding a car for sale in Elkhart, IN, is possible with the right team. Customers across the state rely on our Buy Here Pay Here dealership for accessible used car financing opportunities. Review your credit score, and if it is not good enough for others; it is good enough for USA 1 Auto Sales.
We want to make it as manageable as possible to buy a cheap used car in Elkhart, IN. USA 1 Auto Sales has car loans for bad credit, a diverse selection of cheap cars, and the convenient support customers need. Our team will make used car financing a stress-free experience when you are worried about your credit score. Don't hesitate to visit our Buy Here Pay Here near you today!
This used 2018 Cadillac XT5 Luxury is for sale today at our dealership in Elkhart, IN.This awd 2018 Cadillac XT5 Luxury features a Radiant Silver Metallic Exterior with a Fabric Interior and has only 33,859 miles.TECHNOLOGY FEATURES: This Cadillac XT5 Includes: Remote Engine Start, WiFi Mobile... Read More
This used 2018 Mercedes-Benz CLA 250 4MATIC is for sale today at our dealership in Elkhart, IN.This awd 2018 Mercedes-Benz CLA 250 4MATIC features a Night Black Exterior with a Fabric Interior and has only 37,802 miles.TECHNOLOGY FEATURES: This Mercedes-Benz CLA 250 Includes: Remote Engine Start,... Read More
This used 2020 Nissan Rogue Sport SV AWD Xtronic CVT is for sale today at our dealership in Elkhart, IN.This awd 2020 Nissan Rogue Sport SV AWD Xtronic CVT features a Gun Metallic Exterior with a Fabric Interior and has only 16,830 miles.TECHNOLOGY FEATURES: This Nissan Rogue Sport Includes:... Read More
This used 2019 Jeep Cherokee Latitude Plus 4x4 is for sale today at our dealership in Elkhart, IN.This 4x4 2019 Jeep Cherokee Latitude Plus 4x4 features a Diamond Black Crystal Pearlcoat Exterior with a Fabric Interior and has only 35,068 miles.TECHNOLOGY FEATURES: This Jeep Cherokee Includes:... Read More
This used 2020 Jeep Wrangler Unlimited Sahara 4X4 is for sale today at our dealership in Elkhart, IN.This 4x4 2020 Jeep Wrangler Unlimited Sahara 4X4 features a Sting-gray Clearcoat Exterior with a Fabric Interior and has only 38,278 miles.TECHNOLOGY FEATURES: This Jeep Wrangler Unlimited Includes:... Read More
This used 2019 Jeep Cherokee Limited 4x4 is for sale today at our dealership in Elkhart, IN.This 4x4 2019 Jeep Cherokee Limited 4x4 features a Bright White Clearcoat Exterior with a Fabric Interior and has only 46,044 miles.TECHNOLOGY FEATURES: This Jeep Cherokee Includes: Navigation System,... Read More
This used 2023 Ford Bronco Sport Outer Banks is for sale today at our dealership in Elkhart, IN.This 4x4 2023 Ford Bronco Sport Outer Banks features a Alto Blue Metallic Tinted Clearcoat Exterior with a Fabric Interior and has only 20,652 miles.TECHNOLOGY FEATURES: This Ford Bronco Sport Includes:... Read More
This used 2020 Chevrolet Impala FWD LT is for sale today at our dealership in Elkhart, IN.This fwd 2020 Chevrolet Impala FWD LT features a Cajun Red Tintcoat Exterior with a Fabric Interior and has only 29,555 miles.TECHNOLOGY FEATURES: This Chevrolet Impala Includes: Remote Engine Start, WiFi... Read More
This used 2020 GMC Sierra 1500 4WD Crew Cab Short Box SLT is for sale today at our dealership in Elkhart, IN.This 4x4 2020 GMC Sierra 1500 4WD Crew Cab Short Box SLT features a Onyx Black Exterior with a Fabric Interior and has only 47,997 miles.TECHNOLOGY FEATURES: This GMC Sierra 1500 Includes:... Read More
This used 2018 Chevrolet Malibu 1LS is for sale today at our dealership in Elkhart, IN.This fwd 2018 Chevrolet Malibu 1LS features a Blue Velvet Metallic Exterior with a Fabric Interior and has only 24,022 miles.TECHNOLOGY FEATURES: This Chevrolet Malibu Includes: WiFi Mobile Hotspot, Wireless... Read More
This used 2019 Dodge Grand Caravan SE is for sale today at our dealership in Elkhart, IN.This fwd 2019 Dodge Grand Caravan SE features a Black Onyx Crystal Pearlcoat Exterior with a Fabric Interior and has only 18,730 miles.TECHNOLOGY FEATURES: This Dodge Grand Caravan Includes: Primary display... Read More
This used 2017 Ford Expedition Limited is for sale today at our dealership in Elkhart, IN.This 4x4 2017 Ford Expedition Limited features a Magnetic Exterior with a Fabric Interior and has only 41,672 miles.TECHNOLOGY FEATURES: This Ford Expedition Includes: WiFi Mobile Hotspot, Remote Engine... Read More
This used 2020 Jeep Cherokee Limited 4X4 is for sale today at our dealership in Elkhart, IN.This 4x4 2020 Jeep Cherokee Limited 4X4 features a Slate Blue Pearlcoat Exterior with a Fabric Interior and has only 47,354 miles.TECHNOLOGY FEATURES: This Jeep Cherokee Includes: Remote Engine Start,... Read More
This used 2020 Dodge Journey SE Value is for sale today at our dealership in Elkhart, IN.This fwd 2020 Dodge Journey SE Value features a Pitch Black Clearcoat Exterior with a Fabric Interior and has only 25,898 miles.TECHNOLOGY FEATURES: This Dodge Journey Includes: Keyless Start, Primary display... Read More
This used 2017 CHEVROLET COLORADO LT is for sale today at our dealership in Elkhart, IN.This 4x4 2017 CHEVROLET COLORADO LT features a Black Exterior with a Fabric Interior and has only 57,605 miles.TECHNOLOGY FEATURES: This CHEVROLET COLORADO Includes: Remote Engine Start, WiFi Mobile Hotspot,... Read More
This used 2015 Chevrolet Silverado 1500 LS is for sale today at our dealership in Elkhart, IN.This 4x4 2015 Chevrolet Silverado 1500 LS features a Black Exterior with a Fabric Interior and has only 69,649 miles.TECHNOLOGY FEATURES: This Chevrolet Silverado 1500 Includes: WiFi Mobile Hotspot,... Read More
This used 2017 Jeep Cherokee Sport 4x4 is for sale today at our dealership in Elkhart, IN.This 4x4 2017 Jeep Cherokee Sport 4x4 features a Diamond Black Crystal Pearlcoat Exterior with a Fabric Interior and has only 96,372 miles.TECHNOLOGY FEATURES: This Jeep Cherokee Includes: Wireless streaming,... Read More
This used 2019 Cadillac XT5 Luxury is for sale today at our dealership in Elkhart, IN.This awd 2019 Cadillac XT5 Luxury features a Stellar Black Metallic Exterior with a Fabric Interior and has only 30,164 miles.TECHNOLOGY FEATURES: This Cadillac XT5 Includes: WiFi Mobile Hotspot, Remote Engine... Read More
This used 2020 INFINITI QX50 LUXE AWD is for sale today at our dealership in Elkhart, IN.TECHNOLOGY FEATURES: This INFINITI QX50 Includes: Remote Engine Start, Wireless streaming, Keyless Start, Garage Door Opener, SiriusXM Satellite Radio, Primary display touchscreen, Smart Device Integration,... Read More
This used 2019 Ford Escape SEL is for sale today at our dealership in Elkhart, IN.This 4x4 2019 Ford Escape SEL features a White Platinum Metallic Tri-coat Exterior with a Fabric Interior and has only 33,462 miles.TECHNOLOGY FEATURES: This Ford Escape Includes: WiFi Mobile Hotspot, Remote Engine... Read More
This used 2021 Chevrolet Traverse AWD LT Leather is for sale today at our dealership in Elkhart, IN.This awd 2021 Chevrolet Traverse AWD LT Leather features a Silver Ice Metallic Exterior with a Fabric Interior and has only 48,648 miles.TECHNOLOGY FEATURES: This Chevrolet Traverse Includes: WiFi... Read More
This used 2015 Jeep Wrangler Unlimited Rubicon is for sale today at our dealership in Elkhart, IN.This 4x4 2015 Jeep Wrangler Unlimited Rubicon features a Bright White Clearcoat Exterior with a Fabric Interior and has only 48,898 miles.TECHNOLOGY FEATURES: This Jeep Wrangler Unlimited Includes:... Read More
This used 2018 Jeep Cherokee Latitude Plus 4x4 is for sale today at our dealership in Elkhart, IN.This 4x4 2018 Jeep Cherokee Latitude Plus 4x4 features a Diamond Black Crystal Pearlcoat Exterior with a Fabric Interior and has only 46,259 miles.TECHNOLOGY FEATURES: This Jeep Cherokee Includes:... Read More
This used 2021 Chevrolet Malibu FWD RS is for sale today at our dealership in Elkhart, IN.This fwd 2021 Chevrolet Malibu FWD RS features a Mosaic Black Metallic Exterior with a Fabric Interior and has only 38,322 miles.TECHNOLOGY FEATURES: This Chevrolet Malibu Includes: WiFi Mobile Hotspot,... Read More
This used 2019 Dodge Grand Caravan SE is for sale today at our dealership in Elkhart, IN.This fwd 2019 Dodge Grand Caravan SE features a Black Onyx Crystal Pearlcoat Exterior with a Fabric Interior and has only 43,973 miles.TECHNOLOGY FEATURES: This Dodge Grand Caravan Includes: Digital Media... Read More
The list of standard equipment and accessories contained on this document reflect equipment which was standard at the time vehicle was manufactured. This vehicle may or may not contain some or most of the equipment and accessories listed as a result of the vehicle identification number equipment compilation provided by a third party source. This VIN equipment compilation is provided as a service by the dealer and a third party source and is in no way intended to serve as a warranty or list of actual equipment contained on the vehicle.
