According to experian.com, there is no minimum credit score required to buy a used car. That being said, a higher credit score makes it more likely for customers to get approved for their auto loan. Acceptable credit scores will vary by lender, and customers struggling to find what they need can also pursue a bad credit auto loan option. Lenders will make their policy when deciding what standards are required.
USA 1 Auto Sales is a Buy Here Pay Here near you that makes it much easier to buy a car. We understand that many customers are working with low credit scores. If you have poor or non-existent credit, we recommend visiting a Buy Here Pay Here dealership for support. Places like USA 1 Auto Sales give customers a chance to buy a car when they need it most. Used car financing is an excellent option when other auto lenders expect higher credit scores. Since it is so much easier to finance a used car for sale, you will have an easier time paying off a used model with our Buy Here Pay Here.
Customers who want to learn more about credit scores can review the table below.
Credit Score Tier
Avg Interest Rate
Average Loan Amount
Average Monthly payment
Super-Prime (781 - 850)
3.24%
$33,690
$541
Prime (661 - 780)
4.21%
$37,866
$547
Non-Prime (601 - 660)
7.14%
$36,912
$591
Subprime (501 - 600)
11.33%
$32,284
$579
Finding a car for sale in Elkhart, IN, is possible with the right team. Customers across the state rely on our Buy Here Pay Here dealership for accessible used car financing opportunities. Review your credit score, and if it is not good enough for others; it is good enough for USA 1 Auto Sales.
We want to make it as manageable as possible to buy a cheap used car in Elkhart, IN. USA 1 Auto Sales has car loans for bad credit, a diverse selection of cheap cars, and the convenient support customers need. Our team will make used car financing a stress-free experience when you are worried about your credit score. Don't hesitate to visit our Buy Here Pay Here near you today!
This used 2018 Subaru Crosstrek 2.0i is for sale today at our dealership in Elkhart, IN.This awd 2018 Subaru Crosstrek 2.0i features a Ice Silver Metallic Exterior with a Fabric Interior and has only 49,573 miles.TECHNOLOGY FEATURES: This Subaru Crosstrek Includes: Wireless streaming, All-in-one... Read More
This used 2019 Ford Fusion SE is for sale today at our dealership in Elkhart, IN.This fwd 2019 Ford Fusion SE features a Agate Black Exterior with a Fabric Interior and has only 51,617 miles.TECHNOLOGY FEATURES: This Ford Fusion Includes: WiFi Mobile Hotspot, Remote Engine Start, Keyless Start,... Read More
This used 2021 Subaru Crosstrek Premium is for sale today at our dealership in Elkhart, IN.This awd 2021 Subaru Crosstrek Premium features a Crystal White Pearl Exterior with a Fabric Interior and has only 29,089 miles.TECHNOLOGY FEATURES: This Subaru Crosstrek Includes: Remote Engine Start, WiFi... Read More
This used 2018 Mercedes-Benz CLA 250 4MATIC is for sale today at our dealership in Elkhart, IN.This awd 2018 Mercedes-Benz CLA 250 4MATIC features a Jupiter Red Exterior with a Fabric Interior and has only 48,788 miles.TECHNOLOGY FEATURES: This Mercedes-Benz CLA 250 Includes: WiFi Mobile Hotspot,... Read More
This used 2020 Chevrolet Malibu FWD RS is for sale today at our dealership in Elkhart, IN.This fwd 2020 Chevrolet Malibu FWD RS features a Black Cherry Metallic Exterior with a Fabric Interior and has only 16,652 miles.TECHNOLOGY FEATURES: This Chevrolet Malibu Includes: Remote Engine Start, WiFi... Read More
This used 2020 Jeep Compass Latitude 4X4 is for sale today at our dealership in Elkhart, IN.This 4x4 2020 Jeep Compass Latitude 4X4 features a Billet Silver Metallic Clearcoat Exterior with a Fabric Interior and has only 31,802 miles.TECHNOLOGY FEATURES: This Jeep Compass Includes: Keyless Start,... Read More
This used 2019 Mercedes-Benz C 300 4MATIC is for sale today at our dealership in Elkhart, IN.This awd 2019 Mercedes-Benz C 300 4MATIC features a Lunar Blue Metallic Exterior with a Fabric Interior and has only 32,387 miles.TECHNOLOGY FEATURES: This Mercedes-Benz C 300 Includes: WiFi Mobile... Read More
This used 2011 Ford Expedition XLT is for sale today at our dealership in Elkhart, IN.This 4x4 2011 Ford Expedition XLT features a Dark Blue Pearl Metallic Exterior with a Fabric Interior and has only 60,345 miles.TECHNOLOGY FEATURES: This Ford Expedition Includes: WiFi Mobile Hotspot, Wireless... Read More
This used 2018 Chevrolet Malibu LT is for sale today at our dealership in Elkhart, IN.This fwd 2018 Chevrolet Malibu LT features a Summit White Exterior with a Fabric Interior and has only 37,562 miles.TECHNOLOGY FEATURES: This Chevrolet Malibu Includes: WiFi Mobile Hotspot, Keyless Start,... Read More
This used 2018 Jeep Wrangler Unlimited Sport S 4x4 is for sale today at our dealership in Elkhart, IN.This 4x4 2018 Jeep Wrangler Unlimited Sport S 4x4 features a Ocean Blue Metallic Clearcoat Exterior with a Fabric Interior and has only 36,079 miles.TECHNOLOGY FEATURES: This Jeep Wrangler Unlimited... Read More
This used 2020 Jeep Cherokee Limited 4X4 is for sale today at our dealership in Elkhart, IN.This 4x4 2020 Jeep Cherokee Limited 4X4 features a Slate Blue Pearlcoat Exterior with a Fabric Interior and has only 28,708 miles.TECHNOLOGY FEATURES: This Jeep Cherokee Includes: Remote Engine Start,... Read More
This used 2021 Subaru Crosstrek Limited is for sale today at our dealership in Elkhart, IN.This awd 2021 Subaru Crosstrek Limited features a Horizon Blue Pearl Exterior with a Fabric Interior and has only 24,765 miles.TECHNOLOGY FEATURES: This Subaru Crosstrek Includes: WiFi Mobile Hotspot, Remote... Read More
This used 2021 Dodge Durango SXT Plus AWD is for sale today at our dealership in Elkhart, IN.This awd 2021 Dodge Durango SXT Plus AWD features a Granite Clearcoat Exterior with a Fabric Interior and has only 39,525 miles.TECHNOLOGY FEATURES: This Dodge Durango Includes: Wireless streaming, Keyless... Read More
This used 2018 Jeep Wrangler JK Unlimited Sport S 4x4 is for sale today at our dealership in Elkhart, IN.This 4x4 2018 Jeep Wrangler JK Unlimited Sport S 4x4 features a Black Clearcoat Exterior with a Fabric Interior and has only 53,058 miles.TRADING IN? We will buy any make or model! We’ll pay... Read More
This used 2018 Chevrolet Camaro 1SS is for sale today at our dealership in Elkhart, IN.This rwd 2018 Chevrolet Camaro 1SS features a Black Exterior with a Fabric Interior and has only 45,472 miles.TECHNOLOGY FEATURES: This Chevrolet Camaro Includes: WiFi Mobile Hotspot, Wireless streaming, Keyless... Read More
This used 2019 Dodge Grand Caravan SE is for sale today at our dealership in Elkhart, IN.This fwd 2019 Dodge Grand Caravan SE features a Billet Clearcoat Exterior with a Fabric Interior and has only 34,613 miles.TECHNOLOGY FEATURES: This Dodge Grand Caravan Includes: All-in-one key, Digital Media... Read More
This used 2020 Ford Mustang GT is for sale today at our dealership in Elkhart, IN.This rear wheel drive 2020 Ford Mustang GT features a Shadow Black Exterior with a Fabric Interior and has only 38,386 miles.TECHNOLOGY FEATURES: This Ford Mustang Includes: Infotainment System, WiFi Mobile Hotspot,... Read More
This used 2019 Nissan Pathfinder SV is for sale today at our dealership in Elkhart, IN.This four wheel drive 2019 Nissan Pathfinder SV features a Brilliant Silver Metallic Exterior with a Fabric Interior and has only 28,467 miles.TECHNOLOGY FEATURES: This Nissan Pathfinder Includes: Infotainment... Read More
This used 2018 Ram 2500 Tradesman is for sale today at our dealership in Elkhart, IN.This four wheel drive 2018 Ram 2500 Tradesman features a Bright White Clearcoat Exterior with a Fabric Interior and has only 40,425 miles.TRADING IN? We will buy any make or model! We’ll pay top dollar for your... Read More
The list of standard equipment and accessories contained on this document reflect equipment which was standard at the time vehicle was manufactured. This vehicle may or may not contain some or most of the equipment and accessories listed as a result of the vehicle identification number equipment compilation provided by a third party source. This VIN equipment compilation is provided as a service by the dealer and a third party source and is in no way intended to serve as a warranty or list of actual equipment contained on the vehicle.
